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Thread: how much is your insurance? (REDUX)

  1. #1
    Senior Member micrapolis's Avatar
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    how much is your insurance? (REDUX)

    so more than 2 yrs ago, i posted this:
    https://micra-forum.com/showthread.p...t-high-as-heck

    those of you in BC know that our provincial insurance is continuously getting more and more expensive.

    in my entire life up to today, i still have not had a single accident or ticket. i will reach my 10yrs anniversary of driving in a few months ....i have 300 deductible for both collision/comp + $2 million liability

    Back in Dec 2016, i commented that i'm paying almost $2300.
    Today March 2019, i'm paying $2560 for the exact same coverage & deductibles (and still living in the same address).

    But of course, ICBC customers are not the only victims, as we see private insurance companies across all Canada are hiking up the rates:
    https://www.insuranceinstitute.ca/en...rance-premiums
    https://www.insuranceinstitute.ca/en...to-afford-poll
    https://www.insuranceinstitute.ca/en...test-in-Canada

    so i'd like to ask you:
    - those of you whose coverage is similar to mine (300/300/2 mill), how much do you pay? on which city? and how long is your clean driving history?

    I just thought i'd share numbers (so that i don't feel so frustrated lol)

    EDIT: according to IBC....our micra is sorta in the middle of the pack
    http://www.ibc.ca/nt/auto/buying-aut...ars-measure-up

    EDIT#2: woah, huge diff between the 2015 vs 2016 micra rates


    Last edited by micrapolis; 03-06-2019 at 06:02 AM.
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    Senior Member micrapolis's Avatar
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    Vancouver SNOWpocalypse !!!!1!11!one (....not really)

    https://youtu.be/IZcz-MqjuzQ

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    Administrator MetroMPG's Avatar
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    Let's all move to the east coast!

        __________________________________________

        click to view fuel log View my fuel log 2015 Micra S manual: 5.0 L/100 km ... 56.5 mpg (Imp) ... 20.0 km/L ... 47.0 mpg (US) ...


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    I once inquired about having the same coverage as you. It was about 15% more expensive as what I have now IIRC, but still under $100.

  5. #5
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    Quote Originally Posted by 4Aaron GE View Post
    I have now IIRC, but still under $100.
    ?????

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    I'm paying like 80 bucks a month right now. I don't know why, but I'm not questioning it.

  7. #7
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    Our 2018 Micra is insured at $713 for the year.

    Zero deductibles, Fire Theft Glass Vandal Collision. $2,500,000 3rd party. Loss of use coverage.

    Moncton NB.

    10 year claims free. Do not hve the 35 year old discount yet. Do have multi vehicle discount. Next claim will not increase rates wife and I both have a freebie.

        __________________________________________

        click to view fuel log View my fuel log 2018 Micra SV manual: 6.8 L/100 km ... 41.8 mpg (Imp) ... 14.8 km/L ... 34.8 mpg (US) ...


  8. #8
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    $35 annual MVI, $60 annual registration.

        __________________________________________

        click to view fuel log View my fuel log 2018 Micra SV manual: 6.8 L/100 km ... 41.8 mpg (Imp) ... 14.8 km/L ... 34.8 mpg (US) ...


  9. #9
    Junior Member EmmaGoesMeow's Avatar
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    BC: 200,000 Liabilties, Collision and comphrensive with 1000 deductible. $190 a month.

  10. #10
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    mine is $1849.08/year. Never made a claim in my 8 years driving. One speeding ticket. It will go down as I have stopped driving to work in a high risk area.

    $154.09 per month

    $2million full liability coverage. $500 deductible.


    Micra Meets: Mosport '18

    Car Girls FTW.

    Interior mods only right now.

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