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Thread: Accident in my Micra!!! :(

  1. #21
    Senior Member L1ghtninchris's Avatar
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    Quote Originally Posted by Wark View Post
    That's suck so much Chris, $5k loan and no micra

    Are you parting out the hood cover and side window cover? I am willing to buy it if shipping is good.
    i already took my plates and stuff from car, didnt think about taking off the hood deflector. I had no side rain deflectors on mine sadly.



  2. #22
    Senior Member L1ghtninchris's Avatar
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    Quote Originally Posted by Pete View Post
    Fudge bud that sucks. I had to haggle my insurance company for sure to get what I still owed on my S to pay it off at the Nissan dealership before basically starting all over again with my SV. They gave you twelve grand and you still owed seventeen after two years? Hmm are you sure thats right? After two years of making a car payment that seems pretty high. Idk.
    ya its because when i bought this car i still owed 8,000 dollars from my previous loan with a 2010 hyundai accent (RBC had that loan nissan paid it off and added it my new car loan) . I had negative equity in that car i owed way more then it was worth and thats how i am getting screwed over.

  3. #23
    Senior Member L1ghtninchris's Avatar
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    This is just some of the OEM parts that would have been replaced and cost of them jesus!

    (not all is listed here just the parts not all the repairs and refinishes)

    Deflector,Rocker Panel RT Repair
    Cover,Front Bumper 620229LE5J $228.67
    Reinf,Front Bumper 620329LE0D $293.84
    Panel,Frt Bmpr License 962103WC0A $50.32
    Absorber,Front Bumper 620909LE0A $94.85
    Grille Assembly 623103HN0A $208.50
    Headlamp Assy,Halogen RT 260109LE0D $351.18
    Crsmbr,Rad Panel Upr F25119LEAH $369.60
    Condenser,A/C 921001HA3A $538.85
    Reservoir,W/S Washer 289103WC0B $196.00
    Panel,Hood F51009LEMA $338.38
    Fender,Front RT F31009LEMA $151.54
    Skirt,Inner Fender RT 638423HN0A $72.80
    Wheel,Front RT 40300AX707 $84.43
    Hub,Front Wheel RT 40202AX000 $289.57
    Bearing,Front Wheel RT 402101HM0A $201.87
    Absorber,Strut R/F E43029LE0B $171.62
    Door Shell,Front RT H01009LEMA $760.05
    Glass,Mirror Outer R/C RT 963653AN0B $91.08
    Housing,Mirror Outer RT 963011HK5A $114.95
    Cover,Frt Door Mirror RT 963731HK5B $119.05

    Parts & Material Total $6,115.17
    Labour Total 57.2 Hours $3,578.32
    Harmonized Sales Tax @ 13.000% $1,274.84
    Gross Total $11,081.33 TOTAL LOSS

  4. #24
    Senior Member L1ghtninchris's Avatar
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    INSPECTED DEC 15/2016 AT PRO FIX AUTO COLLISION, NEW PARTS PRICED
    OUT 2015 VEHICLE. TOTAL LOSS, BRAND NONE, NO PRIOR DAMAGE

    "NO PRIOR DAMAGE" WINK WINK

  5. #25
    Senior Member micrapolis's Avatar
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    sad to hear this OP. im glad you're ok

    if you dont mind my asking.....how much did you pay for this car's premiums? and was it full coverage? what about deductibles?

    i think im paying too much....im in bc
    Vancouver SNOWpocalypse !!!!1!11!one (....not really)

    https://youtu.be/IZcz-MqjuzQ

  6. #26
    Senior Member L1ghtninchris's Avatar
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    Quote Originally Posted by micrapolis View Post
    sad to hear this OP. im glad you're ok

    if you dont mind my asking.....how much did you pay for this car's premiums? and was it full coverage? what about deductibles?

    i think im paying too much....im in bc
    I had full coverage I was only paying $169 a month. I only recently switched companies before that I was paying 323 but had an at fault accident on my record

  7. #27
    Member Ajijic's Avatar
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    Average auto insurance rates by province

    Province Average Rates
    Ontario $1,281
    British Columbia $1,113
    Saskatchewan $1,049
    Manitoba $1,027

    Average auto insurance rates by province

        __________________________________________

        click to view fuel log View my fuel log 2016 Micra Active manual: 6.0 L/100 km ... 46.9 mpg (Imp) ... 16.6 km/L ... 39.0 mpg (US) ...


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    MetroMPG (12-21-2016)

  9. #28
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    Found this on leasebusters if you are considering another micra

    http://www.leasebusters.com/en/details.asp?ID=218019

  10. #29
    Administrator MetroMPG's Avatar
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    Is there structural damage?

    If not, would you consider buying the car from your insurance company and repairing it yourself?

    All those quotes are for new parts + full shop rates.

    You could probably do it for half that with used parts.

    So you take the payout, buy the car back from the insurer for a few grand and repair it.

        __________________________________________

        click to view fuel log View my fuel log 2015 Micra S manual: 5.0 L/100 km ... 56.5 mpg (Imp) ... 20.0 km/L ... 47.0 mpg (US) ...


  11. #30
    Member Azmodon's Avatar
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    While the insurance and our laws regulate their involvement, you are still more than allowed to privately sue the driver for destruction of property - no different than the 'you break it you bought it' policies in stores, same laws apply to all possessions. it'd be unlikely that a judge would grant you more money than the value of the outstanding loan and lost time etc. but you can certainly make a case that they were 100% at fault, and broke your property to a point of disrepair as determined by the insurance company. They are either on the hook for buying out your financing, or paying to replace the car themselves.


        __________________________________________

        click to view fuel log View my fuel log 2015 Micra SV automatic: 6.9 L/100 km ... 40.7 mpg (Imp) ... 14.4 km/L ... 33.9 mpg (US) ...


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